Automated bill pay

PaperTrl technology puts you in control

Eliminate manual tasks to minimize the stress, worry, and risk of errors from your payment process.

PaperTrl Payments

PaperTrl embedded banking integrates AP capabilities to make processing bills and making payments easier

Automate, simplify, and accelerate your bill pay process

Now you can safely make payments your way—anytime, anywhere—from your desktop or mobile device.

And when we say accelerate, we mean fast

We offer the fastest payments in the business. That’s because we don’t hold your money. Why would we? We’re a software company, not a bank. You already have one of those.

We help you automate AP operations from procure to pay—including vendor management, purchasing, receiving, invoice processing, and digital payments—meaning you can reduce fraud, eliminate manual processing, and manage all payments from a single screen.

PaperTrl technology puts you in control

  • Streamlining and simplifying your AP process—efficiently making and managing all payments on a single screen
  • Avoiding unnecessary delays—allowing you to pay bills in minutes instead of days
  • Speeding reconciliation
  • Managing vendor information and payment types
  • Ensuring crucial visibility into all aspects of the AP process
  • Feeding critical data back into your established accounting system
  • Using business rules and workflows to ensure proper approvals before payments are made
  • Facilitating secure payments via virtual credit card, ACH, or check
  • Enabling rebates for bill payments made via credit card
  • Streamlining and simplifying your AP process—efficiently making and managing all payments on a single screen
  • Avoiding unnecessary delays—allowing you to pay bills in minutes instead of days
  • Speeding reconciliation
  • Managing vendor information and payment types
  • Ensuring crucial visibility into all aspects of the AP process
  • Feeding critical data back into your established accounting system
  • Using business rules and workflows to ensure proper approvals before payments are made
  • Facilitating secure payments via virtual credit card, ACH, or check
  • Enabling rebates for bill payments made via credit card
How we can help

PaperTrl gives you the ability to execute payments and reconciliations—automatically integrating into your established accounting system.

Streamline payments and simplify reconciliation

PaperTrl provides a single screen, so you pay vendor invoices and reimburse employee expenses—using any payment method—on a single screen, providing you:

  • More control
  • Greater efficiency
  • Better visibility
    • Letting your AP staff and the controller know what has been paid and how
    • Enabling your CFO to decide when to release payments to gain greater control over cash flow

Pay everyone in one place

PaperTrl provides for everyone you need to pay:

  • Employees
  • 1099 Contractors
  • Vendors

Accommodate all payment types

PaperTrl facilitates all major payment types:

  • Physical credit cards
  • ACH
  • Virtual cards
  • Check

How we are different

PaperTrl is BYOB (Bring Your Own Bank), meaning you can use your own bank and choose how and when you make payments—streamlining your processes and allowing for quicker onboarding

We know you want to access, monitor, and manage AP from your mobile device, so we make it possible for you to approve invoices and make payments from anywhere, with the information you need to ensure flawless reconciliation

Unlike our competitors, we don’t switch your vendors from checks to credit card payments without permission

We don’t “steal your float”; your float is between you and your bank—which means, we don’t slow your payments down just so we can earn interest on your cash before we make the payment

Payment Partners

FAQ

Absolutely not. PaperTrl is BYOB…that is…Bring Your Own Bank. Any one of our payment partners will facilitate an ACH from your bank to make payments on your behalf.

We currently support virtual credit cards, ACH, and checks. We will be adding the ability to pay via wire, reverse debit, RTP (real-time payments), and Zelle in the coming months.

Yes, during implementation we reach out to your vendors to see what payment methods they accept. Then for each bill, you decide how you want to pay them.

We don’t steal your float! PaperTrl does not hold your money or delay your payments in any way. If paying by virtual card, payments are made immediately. If paying by ACH or check, your bank’s standard processing timelines apply.

Yes! Payments can be made to individuals (1099 employees too) via ACH or check. Additional payment methods like reverse debit and Zelle are coming soon.

Yes, PaperTrl supports check payments. Checks are written on your account but created and mailed by us.

No, you can make payments from your accounting system and still sync them to PaperTrl, which will note it as an offline payment so users have an accurate status of all bills and payments.

You control who in your organization has permission to make payments from PaperTrl. Those users then have full control over when a payment is made and with which payment method.

No, since PaperTrl partners with financial institutions to execute payments, no credit card or other sensitive financial data is stored in our platform or is visible to your users.